I Want to Help You Start Your Financial Journey
Originally, I started blogging because I wanted to join a community of like-minded individuals and document my financial journey to paying off my student loans. Once I became part of this amazing community, I realized I wanted this blog to serve a greater purpose.
My goal then became to reach out to fellow 20-somethings who are caught up in a storm of student loans, expensive rent, not wanting to miss out on life, and figuring out how to balance it all.
I want to motivate them to join me on my journey of obliterating my student loan debt. So many of my peers think it’s normal to mosey along, paying the minimum and watching the majority of their money go toward interest.
I want to let them know that doesn’t have to be the case. By being smart about your spending and earning power, you can find extra money to put toward your debt, and save for what matters most to you.
What can you expect to read about here?
- NOT budgeting, because traditional budgets have never worked for me
- The endless benefits of saving money – the top one being having freedom
- The financial struggles I face (which many of you do, too)
- The importance of defining your values so your spending aligns with them
- Random musings on the various ways money impacts our life
- Rants about how life gets in the way of financial goals (it’s inevitable)
- The importance of money mindsets and how our attitude about money affects our relationship with it (for better or for worse)
- Updates on my student loan debt
- Reflections on gratitude, as it has helped me (and many others) make positivity a habit
I know I have a long journey ahead of me, but I personally believe there’s a lot of value to be had in the experiences we face in paying off debt or saving for a big goal.
My ultimate end-goal is to become financially independent for the flexibility. I’m sure I’ll continue working in some form, as I’m at my happiest when I’m productive. No joke, I don’t know how to relax. It’s something I’m working on.
So, how do I plan to achieve financial independence? I’ll keep the smart money habits I’ve established even after my student loans are paid off, this way I can invest what I was paying toward my debt. I’ve already opened a Roth IRA and contribute to it monthly, but I’d like to increase that number and explore other investment opportunities like real estate.
I realize it can be hard to stay motivated to focus on your money when there are so many other things asking for your attention, but that’s what I’m here for! I hope to inspire my readers, through honesty and transparency, to take their financial situation to the next level. Because we all deserve to live a life that doesn’t revolve around being chained to a cubicle for a paycheck.
If you ever need help, want to vent, or have a suggestion, please don’t hesitate to reach out. I’m always happy to hear from a reader!