About the Blog

I Want to Help You Start Your Financial Journey

Originally, I started blogging because I wanted to join a community of like-minded individuals and document my financial journey to paying off my student loans. Once I became part of this amazing community, I realized I wanted this blog to serve a greater purpose.

My goal then became to reach out to fellow 20-somethings who are caught up in a storm of student loans, expensive rent, not wanting to miss out on life, and figuring out how to balance it all.

I want to motivate them to join me on my journey of obliterating my student loan debt. So many of my peers think it’s normal to mosey along, paying the minimum and watching the majority of their money go toward interest.

I want to let them know that doesn’t have to be the case. By being smart about your spending and earning power, you can find extra money to put toward your debt, and save for what matters most to you.

What can you expect to read about here?

I know I have a long journey ahead of me, but I personally believe there’s a lot of value to be had in the experiences we face in paying off debt or saving for a big goal.

My ultimate end-goal is to become financially independent for the flexibility. I’m sure I’ll continue working in some form, as I’m at my happiest when I’m productive. No joke, I don’t know how to relax. It’s something I’m working on.

So, how do I plan to achieve financial independence? I’ll keep the smart money habits I’ve established even after my student loans are paid off, this way I can invest what I was paying toward my debt. I’ve already opened a Roth IRA and contribute to it monthly, but I’d like to increase that number and explore other investment opportunities like real estate.

I realize it can be hard to stay motivated to focus on your money when there are so many other things asking for your attention, but that’s what I’m here for! I hope to inspire my readers, through honesty and transparency, to take their financial situation to the next level. Because we all deserve to live a life that doesn’t revolve around being chained to a cubicle for a paycheck.

If you ever need help, want to vent, or have a suggestion, please don’t hesitate to reach out. I’m always happy to hear from a reader!

19 thoughts on “About the Blog

  1. While your site offers many great money saving tips, I enjoy your frugal meal series, I wonder where you plan to place all the money your are saving? Stocks, real estate, gold, etc. I’m coming from the dividend blogging community and like many others is slowly building a passive income stream via dividends and reinvestment. Just wondering where you stand on the investment front. Thanks!
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    1. Thanks for the question! I haven’t gotten into investing much yet because I am still paying off my student loans. I invested $1,000 into a Roth IRA with Vanguard earlier this year, as I figured something was better than nothing at this point. I am very interested in learning more about dividend investing once my loans are paid off, though. I like to subscribe to the slow, steady, and simple investing beliefs!

  2. Hi Erin!! Your blog is great!! My family and I actually just relocated to NC from AZ last month! What part of NC are you in?? I’m also a freelance writer and editor and just started my own personal finance blog last week! While finance and writing are my passions, blogging is new to me so I’m excited to take on this challenge. Hope to talk to you soon!!

    1. Hi Sarah! Thanks so much for stopping by. I’m liking your posts already, and I just added your blog to Feedly! =) We live in Charlotte, NC, but I know that encompasses a huge area. I have no doubt you’ll succeed with blogging if you’re already a freelance writer. I went the opposite route, even though writing has always been a passion of mine. Looking forward to reading your posts!

  3. Hi Erin,
    I’m a 40-something year old :) living in NJ and working in NYC. I am glad I’ve found your blog thru Frugaling.org. I also want to be FI in the near future!
    Looking forward to reading/learning more about your frugal tips and lifestyle in NC.
    Thank you and have a prosperous and health 2015!

    1. Hi Paula,

      Thanks so much for stopping by! Glad you found my blog through Sam’s – he’s a great writer.

      NC is certainly more affordable than it was on Long Island, especially where rent is concerned. Best of luck in reaching FI, and I hope you find some useful information here!

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