I Want to Help You Start Your Financial Journey
Originally, I started blogging because I wanted to join a community of like-minded individuals and document my financial journey to paying off my student loans. Once I became part of this amazing community, I realized I wanted this blog to serve a greater purpose.
My goal then became to reach out to fellow millennials who are caught up in a storm of student loans, expensive rent, not wanting to miss out on life, and figuring out how to balance it all.
I want to motivate them to join me on my journey of obliterating my student loan debt. So many of my peers think it’s normal to mosey along, paying the minimum and watching the majority of their money go toward interest.
I want to let them know that doesn’t have to be the case. By cutting expenses and being smart about your spending, you can find extra money in your budget to put toward your debt.
What can you expect to see here?
- In the past, I’ve posted monthly budgets with all my expenses listed out (I’ve since stopped getting caught up in the numbers for my own benefit)
- The endless benefits of being frugal (which doesn’t mean depriving yourself)
- The financial struggles I face (which many of you do, too)
- The importance of defining your values so your spending aligns with them
- Updates on my student loan debt
- You’ll also notice my prominent Being Grateful series, as I believe everyone can use a dose of gratitude to get into a more positive mindset
I know I have a long journey ahead of me, but I personally believe there’s a lot of value to be had in the experiences we face in paying off debt.
My ultimate end-goal is to become financially independent for the flexibility. I’m sure I’ll continue working in some form, as I’m at my happiest when I’m productive.
How will I achieve this? I’ll keep the frugal habits I’ve established even after my student loans are paid off, this way I can invest what I was paying toward my debt. I’ve already opened a Roth IRA and contribute to it monthly, but I’d like to increase that number and explore other investment opportunities.
I realize it can be hard to stay motivated to focus on your money when there are so many other things asking for your attention, but that’s what I’m here for! I hope to inspire my readers, through honesty and transparency, to take their financial situation to the next level.
If you ever need help, want to vent, or have a suggestion, please don’t hesitate to reach out. I’m always happy to hear from a reader!