If we don't have anything to be grateful for, then what do we have? Here's a list of things we tend to take for granted that we should be grateful for.The last few weeks have been emotionally trying for a lot of people.

I couldn’t help but think that now is a pretty good time to reflect on what we have to be grateful for.

We’ve got Thanksgiving around the corner in the US, and I believe gratitude can help us overcome all the negativity going on right now.

Some might think it’s a trivial exercise in the face of bigger issues at hand, but if we can’t be grateful, what else do we have?

I’ve been through a lot of dark times in my life, but thinking back, I always had things I could be grateful for.

Unfortunately, when you’re going about your day-to-day, you tend to take the simple things for granted. We place more emphasis on the negative than the positive.

It’s time to change that. I hope you’ll join me in thinking about everything you have to be grateful for, despite the odds many of us are facing.

Continue Reading "Being Grateful: Because What Else do we Have?"
Value-based spending has so many advantages, both for people who have trouble controlling their spending and those who are super frugal. Here's why.

Value-based spending has so many advantages, both for people who have trouble controlling their spending and those who are super frugal. Here's why.It’s interesting how my views on money have evolved since starting this blog.

I’ll admit that I used to be very heavily on the “frugality/cut all the expenses” bandwagon. I hopped the fence between being cheap and frugal quite a few times.

At times, my relationship with money was so bad, I felt like I needed to hoard it all. I was super protective of my bank account, which proved to be detrimental in a lot of ways.

Why? Because I was saving my money out of fear, and fear is a powerful motivator when it comes to money.

Fear of ending up destitute can motivate us to save.

Fear of missing out can cause us to go into debt.

Fear of losing our life savings can keep us out of the stock or real estate market.

Ultimately, acting out of fear isn’t healthy. In my case, I was letting money control me.

Continue Reading "How Value-Based Spending Improved My Relationship With Money"
I made a huge networking mistake at the biggest industry conference for financial bloggers. Learn from me so you don't repeat it and waste your money.

I made a huge networking mistake at the biggest industry conference for financial bloggers. Learn from me so you don't repeat it and waste your money.It’s confession time.

As many of you in the personal finance blogging world know, FinCon was around two weeks ago.

I had made the decision to attend during last year’s FinCon because, well, that’s usually what people do.

Almost everyone I know has dubbed attending as a “no-brainer” after attending once.

And while that was the case for me the first two times I attended, I can’t say I came away feeling the same this year.

Let me explain why.

Continue Reading "Don’t Make the Same Networking Mistake I Did"