The reasons I'm being grateful this week, including my upcoming trip to New York, the beautiful fall weather (yay hoodies!), and friendship with others.Hello everyone! Is anyone else glad last week is over with? For some reason I had a ton of work pile up and I’m just starting to see the light again…

I wish I was actually seeing some sort of light, as it’s been overcast this weekend thanks to a mix of rain and the hurricane.

Of course, I’m grateful we didn’t really get anything here, but my parents are currently experiencing a little bit of flooding. Nothing compared to what’s happening in Charleston, thankfully, but roadways are closing and people are being urged to stay home.

We were actually supposed to visit this weekend to drop off our cat as we’ll be leaving for New York this Friday, so…I’m not exactly sure what we’re going to do now, but we’ll figure it out.

Anyway, I have a few things I’m being grateful for this week, so let’s get to it!

Being Grateful for Friendship

I had a lovely chat with Melanie last week. She’s been killing it in every way possible lately, and I was so happy to see her at FinCon. She provided a much-needed push in the right direction for me as far as my business goes.

This has been a recurring theme over the last few posts because it’s been weighing heavily on my mind lately. As grateful as I am for all the opportunities I’ve had come my way, I can’t stay stagnant. I have some amazing clients, but as my business evolves, I need to as well, and that unfortunately means making some difficult decisions.

Thankfully, Melanie gave me a great pep talk. I can’t tell you enough how necessary it is to have a support group as a freelancer. It gets downright lonely sometimes, and I made the mistake of isolating myself the majority of this past year. I’m glad I’ve seen there’s no fun in that!

Being Grateful for the Weather

How is this possible when a hurricane is chilling out next to the coast? Well, it got cold here! Somehow, there was a 20 degree difference between here and my parent’s house yesterday. They were in the 80s while we were in the 60s.

Fall is absolutely, hands down, my favorite season of the year. While fall in NC can’t exactly match fall in NY, I will take my hoodie weather whenever it comes. I love getting bundled up and burritoing myself in blankets. (That’s totally a thing.)

I kid you not, I’m sitting here with 2 pairs of socks on, pants, a thermal shirt, a short sleeve shirt over that, and a hoodie on top of that. I’m still a little chilly, and it’s only 70* in the apartment.

But, since we’re leaving in a week, we’re determined to keep bundling up. 70* is not low enough to turn the heat on. I want as low of an electric bill as possible when we come back!

Need a little reminder to be #grateful for the everyday things in life? Here it is!: Click To Tweet

Being Grateful for Travel and a Flexible Schedule

I had said at the beginning of the year I wanted to prioritize travel more, and I’m glad to say we’ve mostly held up to that. We got to visit Austin, TX, and I went and visited NY twice (once in February, once in June).

Since our future residence is mostly unknown, I figured it would be a good idea to make the trip back home yet again, right before the holidays, just in case we don’t get to see everyone for a while.

Plus, one of our friends is obsessed with Halloween and hosts an annual shaving cream party at his house. We’ve only made it to one, and I thought it would be a great idea for our trip to coincide with this year’s event.

I can’t wait to see everyone! While I’m not looking forward to the drive whatsoever, I know I’ll be very grateful to have a car this time around. We’ll be staying there for a full four weeks and the freedom to visit people whenever I want is more important than taking an easy flight.

As a bonus, we also booked a trip “upstate” in NY to enjoy the beautiful fall scenery. R went to college upstate and we’ve been back to visit twice, and I loved it each time. The mountains are just an amazing place to be and “get away” from everything.

Hotel rooms tend to be scarce and super expensive during this time of the year, so I looked to Airbnb instead. On the weekends, rooms were going for $90-$100. On the weekdays? $52. Uh, no question, we’ll take the weekday and extend our trip!

This is what I love most about being a freelancer. I can take advantage of cheaper rates by going to places during an “off-peak” time. I’m hoping the city will be less crowded too, because last time we went, the state park was filled to capacity and there was no parking!

Writing Around the Web

In case you missed it, I had my usual posts on Young Adult Money and Frugal Rules last week. 4 ways millennials can put their finances on autopilot (because who wants to sit there sorting through their finances for hours every week?), and Advice for students worried about future student loan debt (I love that more and more students are waking up to this reality and trying to reduce their debt now rather than after they graduate!).

That’s it for this update! Thanks for reading, and as always, I’m eternally grateful for all of you for making my blog part of your day. ♥

What have you been grateful for this past week? Do you love fall as much as I do? Does anyone DISLIKE fall!? If you work from home, how do you prioritize socializing? 



  1. Kayla @ Shoeaholicnomore October 4, 2015 at 7:58 PM

    I’m not very good about prioritizing socializing now that I work from home. I’m also really excited about my business right now so last week when my friends wanted to hang out I told them I couldn’t. Really it was because I just wanted to work instead. #workaholic :) I’m glad you are starting to get some clarity with your business. I need to do that too.

    1. Erin M. October 4, 2015 at 9:06 PM

      Ha, I totally hear you on that! I completely failed at trying to start a business and make friends after moving. It’s tough to do both. And the day just goes by SO fast when you’re home, working on things you like, versus being in an office.

      You know I’m here if you ever need to strategize!

  2. Tonya@Budget and the Beach October 4, 2015 at 9:18 PM

    ha you’re right! I don’t think anyone does. We had a minor break in the heat today and I can’t even freaking begin to tell you how happy the low 70’s made me feel. But alas we are in for another hot month…unusually hot actually. Sad! So I’m grateful for this one perfect fall-ish day. So awesome you get to spend so much tim in NY! And yes Melanie is awesome and yes as freelancers we need to support one another.

    1. Erin M. October 5, 2015 at 12:30 AM

      That’s so strange – I know you guys usually have the better weather! ;) Who knows though, it could easily be back up in the 80s here soon, too. Anything is possible with this crazy weather.

      The past few times I went to NY I didn’t feel like 2 weeks was enough. It sounds decent, but it goes by so fast, especially when trying to make plans with everyone. I’m sure a month will fly by, too.

      I honestly think we could use a freelance “support” group sometimes, ha!

  3. Melanie @ Dear Debt October 4, 2015 at 9:43 PM

    OMG last week was nuts. Hopefully this week will be calmer. I LOVED chatting with you. I felt so great afterward. It’s interesting you say that about making difficult decisions. I’ve felt like I’ve made a few difficult decisions this week in the name of my business and sanity. Sometimes it’s really hard to do the right thing for yourself. There are definitely growing pains. But just like being a teenager, you may be awkward and weird for a moment, but then you are stronger and more together later ;)

    1. Erin M. October 5, 2015 at 12:28 AM

      That’s a spot-on analogy! “Growing pains” pretty much sums up this entire year for me, both with business and personally. Good for you! I don’t think the “sanity” side is mentioned enough with freelancing. I want to make a point of highlighting it more, because it’s so easy to let yourself start drowning in work.

  4. Brian @DebtDiscipline October 5, 2015 at 5:22 AM

    I wonder is anyone dislikes Fall, it seems to be everyone’s favorite time of year. :) Technically I’m not working from home, I’m just home, but agree I find myself all over the place and not getting things done. I need to re-focus or prioritize often. I try and keep a list of what’s most important to keep me on track.

    1. Erin M. October 5, 2015 at 12:41 PM

      Right? I don’t think I’ve ever heard of someone disliking fall. Most of the time it’s either the summer or the winter as they’re the two extremes.

      Lists are one of my favorite things, though they can get a little overwhelming at times. Good luck on gaining focus!

      1. Derek @ October 7, 2015 at 7:21 AM

        We recently moved to southern Georgia where the summers can feel like 110F with 90+% humidity. Believe me – I am welcoming fall with a huge hug!!

        I am still a couple years away from working from home I think. I’m not the most social person to begin with, but I think maybe if I setup a routine to blog in a coffee shop, book store, etc. one or two days a week, I could try and force myself to strike up a conversation with a stranger. I would probably also try to join some sort of young business social club. They have these sorts of things nearly everywhere, even in the small town we live in. Outside of that, I think I would also try and volunteer with some sort of organization/church for a couple hours a week. This would help to get out of the house and be in contact with folks that share the same interests.

        Enjoy the NY weather before it gets too cold :-)

        1. Erin M. October 7, 2015 at 2:14 PM

          Haha, I imagine our weather is slightly similar. The humidity is such a killer down here. I’m looking forward to the NY weather again.

          I’ve browsed and there are definitely entrepreneur groups, I’m just not sure if they’re for me. I don’t consider myself an entrepreneur (as weird as that might sound), but it could be a good place to start. I did try going to the library a few times, but the convenience of home always wins out. I really need to force myself out of the apartment more!

  5. Shannon @ Financially Blonde October 5, 2015 at 5:21 PM

    I was grateful that even though it was a rainy and cold night on Friday, it was the first night we could have a fire and there is nothing I love more about Fall and the beginning of cold weather than a fire. It was fantastic!

    1. Erin M. October 6, 2015 at 2:08 AM

      I saw that! I’ve always wanted a fireplace. It seems so cozy!

  6. Cat@BudgetBlonde October 5, 2015 at 6:00 PM

    It’s been super cold here the past few days. I’ve been cuddled up with a blanket around me while I try to work. Having someone to talk to about your business is great. I love bouncing ideas off of other people and I always feel more motivated afterward.

    1. Erin M. October 6, 2015 at 2:10 AM

      I think it was around 10 degrees cooler in NY when I looked over the weekend, so I can only imagine! The only thing I don’t like about the cold is how it affects my typing as my hands are always freezing.

      Yes! I definitely feel more motivated after and getting other peoples opinions is rather comforting when you’re responsible for making so many decisions on your own.

  7. Kate @ Cashville Skyline October 6, 2015 at 7:11 AM

    Yes, I’m totally with you about fall. And I’m kind of sad I won’t be able to spend any time up north over the next couple of months. But I’m celebrating my Mom’s 60th birthday in Sante Fe in a few days. I’m so grateful for the time with my family!

    1. Erin M. October 7, 2015 at 2:15 PM

      Aw, happy birthday to your mom! That’s awesome. It’s nice to be with family, even if it’s not back home. My grandma should be coming down here to celebrate her 85th birthday next year and I hope we can make it special for her.

  8. Jamie V. October 7, 2015 at 9:08 AM

    Fall is my most favorite season, too. It fills me with such beautiful emotions.

    I’ve been extremely busy these past 4 months and haven’t had time/energy to read or comment on my favorite blogs at all. I wanted to take some time today to sincerely thank you for what you do. I’ve been a mess since summer started, and I think the light bulb burst into light in my head about becoming a freelancer because going into work that I am *so* anxious about each day is just ridiculous. The fear about it, the self-defeating “I don’t have any skills that I could use to freelance” thoughts, not liking the hours, being afraid of losing my health insurance if I quit, all these things bog me down and I endure it more. But then you popped into my mind for how far you’ve come since you were in your basement apartment in NY in an unpleasant job, and you’ve made it work so well for yourself. That is so awesome!

    I am extremely grateful to have found you and your blog, that I feel like I can look up to you for hope and proof that it is possible, for guidance. I just need to figure out what it is, exactly, that I could freelance. Thank you for being such an inspiration, Erin.

    1. Erin M. October 7, 2015 at 2:12 PM

      It does for me, too!

      Aww, Jamie, seriously, that made my day! Thank you so much. It’s still crazy to me to think about how far I’ve come in a year, and there are many days I don’t feel successful compared to others out there. But we’re all finding our way.

      I know how you feel, though. My second to last job felt like a prison (probably because we worked in a basement level office), and as soon as I got in, I was counting down the hours. That’s NO way to spend your life. We only get one shot to make it the best we can. Even if freelancing isn’t for you (and it’s not for everyone), I would definitely urge you to start seeking other opportunities. Don’t put your happiness behind your job.

      That being said, I’d be remiss if I didn’t state the obvious and say make sure you have the savings to do it. Even with my fiance’s income, I was super stressed out by earning nothing my first few months. If I could go back, I would have started freelancing on the side while working. It makes a big difference. (I’m also extremely lucky as I’m still on my parent’s health insurance.)

      If there’s anything I can help you with (even if it’s just to listen), please email me! =)

  9. Vanessa @ Cash Cow Couple October 8, 2015 at 2:54 PM

    Hey Erin,

    Thanks for the reminder to be grateful!

    I am also grateful for friends and fall weather. It is nice to sit and think about what is good in our lives because it is so easy to get caught up with the monotony of everyday life.

    This week I am grateful for the internet, as it offers so much work life flexibility, as well as for the freedom to write and read whatever we want!

    1. Erin M. October 8, 2015 at 4:11 PM

      Thanks for commenting, Vanessa! The internet is one of those things we take for granted so much, and I completely agree – without it, I wouldn’t have any of the flexibility I enjoy as a freelancer.

  10. Melissa October 8, 2015 at 3:59 PM

    I live in the south too and I am so grateful for the cooler weather finally moving in! =) I’m glad you were able to receive some guidance and help from a friend, we are only as strong as our team. I just recently started blogging and I signed up to join Carrie from Careful Cents Facebook group. It sounds perfect for someone starting out, it’s very exciting.

    You’ve been a big inspiration for me and I always look forward to your posts. I hope you don’t mind that I added you to my blogroll? Thanks Erin!

    1. Erin M. October 8, 2015 at 4:10 PM

      Hi Melissa, thanks for stopping by and for the compliment! I’m glad to hear that, Carrie’s group is fantastic. It’s definitely a good place to soak up information about blogging and freelancing. And thank you for adding me to your blogroll – feel free to reach out if you ever need anything!

  11. Michael @ Financially Alert October 10, 2015 at 1:00 AM

    Hi Erin, I love the Fall! It’s perfect for me since I like the cooler weather vs. Summer, although sometimes you can’t really tell where I live in San Diego. I’m jealous of your beautiful Autumn colors on the East Coast tho! :)

    My wife is a school teacher that is on a year round schedule, so she gets a 2-week Fall break. I’m super grateful for this as we’re able to make vacations during the off season (saves lots of money!). This year we took a fun road trip with our kids up to the SF Bay area to visit some friends and do a little sight seeing. I’m so thankful that I we could have this family time together.

    Best of luck Erin on your continued pursuit of FI. You’ve already unlocked a huge key to wealth at such a young age… gratitude! :)

    1. Erin M. October 11, 2015 at 12:31 PM

      Hi Michael, thanks for stopping by! I hear San Diego has beautiful weather year-round. The autumn colors are nice, but I would rather not have humidity to deal with!

      That’s awesome! I love being able to take a trip in the off-season. It beats the summer craziness. Have a great weekend!

  12. Tre October 11, 2015 at 8:27 AM

    I’m so grateful to be home & not have to travel this month. Sounds crazy doesn’t it? Plus the fall colors are beautiful.

    1. Erin M. October 11, 2015 at 12:24 PM

      That’s not crazy at all. Constant travel can leave you pretty darn tired!


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