Hello everyone! Happy weekend!
I’m back at my parents house celebrating my birthday a little early. It falls in the middle of the week, and since R had a floating day off to take due to the holiday last week, he decided to take a three day weekend.
I’m definitely grateful for the gorgeous weather we’re having. We drove down Thursday night and for once, didn’t hit any rain or storms even though it was a balmy 88*!
I don’t have any specific plans for the weekend. I’d like to try and get to the beach, but the traffic is always horrendous.
To be honest, birthday’s aren’t a huge deal to me. I like low-key “celebrations” involving my favorite food and people. And my mom already set that up as she’s making a whole stuffed chicken tonight, and baked ziti tomorrow! As well as her famous chocolate pudding pie. Yum.
So what am I being grateful for this past week?
Since I wrote my last post before our 4th of July celebrations, I wanted to say I was grateful to spend time with my parents’ neighbors last weekend.
They invited us all over for a BBQ, and after that, we went to their sister’s house for dessert.
She just bought a house down here for the winter months, and it has a lake view. That’s where the fireworks were happening!
It was a lovely show just like last year. Too short, but can’t really complain about that as I think the residents that do the show pay for the fireworks themselves, which is really awesome of them.
Afterward, it was fun to listen to everyone exchange stories. We actually stayed over until midnight talking! The bonus is that one of my parents’ neighbors is an amazing cook and baker. Her chocolate chip cookie cake was delicious.
One part of this that was interesting was learning more about her sister. Her husband is an accountant and apparently they’re rolling in money. You wouldn’t really know it, though.
She does drive an older BMW SUV, but when commenting on our car, she said her husband loves his Civic. He had an early 2000 model and just recently upgraded to a 2014.
She may have spent $20,000 furnishing the house (which included buying two TVs that totaled $3,500), but it’s because they have the money to do it.
Can you imagine? Having so much money you just…spend it on whatever because you have so much?
I obviously don’t know all the details, but I just found it interesting.
Overall, I was grateful for their generosity as we had kind of surprised my parents at the last second by coming down. It was nice of them to accommodate us!
Helping My Dad
Funny story, when we got to my parents house, it was about 1AM. However, I had had some coffee on the way and wasn’t tired (oops).
My dad and I got around to talking about video games as we sometimes do, and I found out he was having trouble playing a Final Fantasy game on the PC that I had played on the Xbox.
So I went into the game, defeated a boss he apparently kept dying to, and helped him make sense of the combat system.
You’re probably wondering why this matters. Well, my dad is pretty much responsible for my love of video games. I remember being around 4 and watching him play Zelda on Nintendo.
Our pastime together used to be me reading strategy guides to him and helping him get through a game. In a way, it was a little throwback to that!
Making Progress on Student Loans…Again
When I shared last week that we had gotten a “new” car, I had said it spurred me to take action on my loans.
I had mostly been planning on it, especially since the last 3 months have been my highest earning months. When you freelance, dropping thousands of dollars in one shot is a little unnerving.
Plus, I love saving money – parting with it (even to pay debt), not so much. I keep saying I need to change that, but it’s a tough mental barrier to break through. Rationally, I know getting rid of my debt is a better return, but I like having a safety net.
However, I am so sick of these loans hanging over me and I can’t ignore it anymore.
I sent that $1,400 payment through, and I’m hoping it gets applied toward my one loan soon. I hate that I have to contact my servicer to get it set up a certain way, as R can select individual loans to pay, but oh well. Whatever it takes, right?
Writing Around the Web
The Process of Renting an Apartment for the First Time on Frugal Rules – A few of my first posts on this blog were actually about finding an apartment. It was such an annoying process to go through, and since we’ve been through it twice in two years, I wanted to provide some insight and advice to anyone else going through it!
How to Control Your Spending Issues on Young Adult Money – I took a slightly different approach to this that people seemed to like. I highlighted different types of spenders, and then provided solutions for each of them. Not all of us have the same spending habits!
Millennials, Do You Know Your Credit Score? on Wherewithal – I know some people don’t think credit scores matter, but I think it’s worth being knowledgeable about it when you’re younger. I reviewed how your credit score can save you money and affect your finances.
I don’t normally share links to other posts anymore, mostly because I share them on Twitter, but I couldn’t not share this one with you all.
Kara, one of Wherewithal’s amazing staff writers, paid off her student loans recently! I was so thrilled to have her document how she did it on Wherewithal.
I know everyone, myself included, can always use a boost of inspiration and motivation by reading success stories. I’m so happy for her because I know how tough it can be, especially when you don’t make a whole lot of money. There’s proof it’s possible! Go on over to her post or her blog and congratulate her. =)
What are you being grateful for this week? How do you like to celebrate your birthday? Have you ever had to force yourself to pay more toward your debt?