Hello everyone! How are all of you fine people doing today?

As I’m writing this, the sun is bouncing off my monitor. What started off as a “blah” kind of day has become quite cheerful. I love it when the weather clears up!

I love it even more as my office gets most of the sunlight during the latter part of the day, which happens to coincide with when I’m most productive. That’s mostly why I moved in here (aside from getting away from the distractions in the living room).

Needless to say, I don’t think I ever realized how energizing the sun was until I experienced living in a basement with super tiny windows.

Time to review what I’ve been grateful for this past week!

The reasons I have for being grateful this week, including a new job opportunity!

A Surprising Opportunity

As much as I love being transparent on this blog, sometimes I have to hide things for a little bit until details get hammered down. =) I have some pretty amazing and surprising news to share with you all!

I’ve been brought on to be a Community and Brand Manager for a new startup called Wherewithal. Our mission, in a nutshell, is to make saving simple for millennials.

How are we accomplishing that? By allowing users to earn cash back on purchases they make through our portal. That cash back is automatically invested for them according to the financial goals they’ve selected.

Again, that’s the tl;dr version, as I could ramble on about this for ages. I’m extremely passionate about showing fellow millennials they can save and still lead a fulfilling life.

We can be responsible with our money in a way that empowers us to get the most out of life. Saving is not always about deprivation (and shouldn’t be).

Anyway, I’m thrilled that I’m joining at the beginning of what I hope will be an amazing journey. This doesn’t change anything for my freelance work, as I’m working at a reduced capacity until the company receives funding. Nothing is guaranteed, and it would be foolish of me to act as such, even though my hopes are very high!

As most of you know, I turned to freelancing because I believed it was an opportunity for me to earn more. I never set out to be an entrepreneur or be my own boss.

However, I’ve learned so much, and I think those lessons will serve me well going forward. I can’t think of a better way to combine my love for writing, talking about personal finance, and educating and empowering my peers.

We can use all the support possible to get the word out, so if our mission is one you can get behind, please feel free to follow us on Twitter.

I’ll be heading up all our content and social media marketing efforts, and we have a pretty awesome blog you should check out as well (yes, I’m writing there!). Also, if you’re interested in guest post swaps or anything else, please let me know!

It may be a little early for FinCon hype, but I’m super excited I’ll be there on the other side of the fence this year, as we’re planning on having a booth. You’ll at least know where to catch me if you want to meet up!

More Opportunities Abound

I also let this one slip by the radar – I’m now a staff writer on Frugal Rules!

I couldn’t be happier, as John’s blog was one of the first I came across back before I even started blogging. I was sad to learn I was replacing Laurie, but happy that it was due to her pursuing other opportunities.

Speaking of which, her and Prudence have officially started their Fruclassity movement. I loved it the moment I heard of it, and I think it’s an awesome alternative to MMM’s “Badassity.” He also endorses it. ;) Check it out if you haven’t!

Grateful for My Dad’s Computer Knowledge

For the most part, I’m pretty savvy with technology, but not when it comes to building computers.

That has always been my dad’s department. I remember being maybe 4 years old, and seeing this huge contraption set up on our dining room table. That’s my first memory of having a computer.

It’s also because of his playing around with Photoshop 13 years ago that I ever developed an interest in the program, so I have him to thank for that.

When I was in high school and kept hogging my mom’s computer because I needed it for “research,” my dad offered to build me my first computer.

We went to a computer fair that had discount prices, and a few hours later, I was downloading and installing all the necessary programs my little teenage heart needed (anyone remember AIM? I was just reminiscing over that with my friend…).

My dad has always been the go-to computer-fixer-upper person, and I’m really grateful for that.

I’ve heard horror stories about dealing with private places or Best Buy’s Geek Squad. As far as I know, my dad has never tried to rip me off, although he does try to bargain with me. “Mind if I give you my second SSD in exchange for your spare HDD?” Well that sounds like a win…

Where am I going with this?

Grateful I Can Afford to Upgrade

Unfortunately, my current computer isn’t cutting it anymore. Most of the parts are 4 years or older now, and it’s not keeping up with everything I need to do.

Trying to run FireFox, Photoshop, and iTunes simultaneously is a nightmare. And to be honest, I don’t have much patience when it comes to technology, especially when I need to be efficient with my time as a freelancer.

So I’ve made the decision to upgrade. I gave my dad my budget and he found a few promising builds.

I really don’t enjoy spending money on this when it should be going toward debt, but for work-related purposes, I kind of have to.

Yes, I know, I just got a laptop last year, which is great for when I’m on-the-go or feel like relaxing on the couch. But I need a work horse for a desktop PC. Plus I like my dual monitors too much. Also, since R mostly hogs the Xbox, I’m forced to game on my PC (I might be reaching here).

Anyway, I’m grateful I can afford to buy a new computer, even if it means delaying some of my other financial goals. I don’t like typing that out, but it is what it is.

If all goes well and these parts last me another 4-5 years, it’ll come out to around $175 per year, which I can live with considering how often I want to toss my computer across the room the value I’ll get out of it. My laptop is a dream compared to this thing, so I’m looking forward to it.

Quick Edit – If you’re interested in reading about my journey to self-employment and other interesting tidbits about me, I had the honor to be interviewed by Paula over at Afford Anything today! If you’re not a reader yet, you should be. Paula is a great source of knowledge and inspiration when it comes to personal finance and business, and someone I greatly admire.

What are you being grateful for this week? Any new opportunities in your life? Do you lose patience with technology easily?



  1. Ms. Mintly @ MintlyBlog March 31, 2015 at 7:27 AM

    Congrats!!! These are awesome opportunities! Off to check out Wherewithal right now! :)

    1. Erin M. March 31, 2015 at 12:38 PM

      Thank you! So excited to be spreading the word about it.

  2. Shannon @ Financially Blonde March 31, 2015 at 9:24 AM

    Congrats on the new jobs!!! Your new company sounds awesome and I can’t wait to check out their site. This week I am thankful I got to spend time with my hubby who was on spring break. Unfortunately his spring break didn’t line up with my son’s this year, but it just means individual quality time with each of them.

    1. Erin M. March 31, 2015 at 12:37 PM

      Thanks! I have a feeling you’ll like it. =) There should really be a standard for spring breaks. Everyone’s off at different times! I like the way you’re looking at it, though. Individual quality time is still nice, and there’s only a couple months left of school!

  3. Andrew@LivingRichCheaply March 31, 2015 at 9:32 AM

    Congrats on the new opportunity! Sounds like a fascinating startup. I do get impatient with technology, and unfortunately I’m not too tech savvy. It definitely makes sense for you to get a workhorse PC since that’s what you use for freelancing, the new opportunity, etc. P.S: Still not feeling like spring here…some snow showers likely tonight!

    1. Erin M. March 31, 2015 at 12:35 PM

      Thank you! For the most part, if something isn’t working, I’ve just learned to restart my computer. Simplest solution usually does the trick.

      Oh boy, my family is set to leave tomorrow morning to come visit us, so I hope it doesn’t snow too much. =)

  4. Done by Forty March 31, 2015 at 10:12 AM

    First, congrats on the new opportunities. I love hearing about others’ doing well — makes me smile.

    I try to analyze tech purchases under a very long timeframe. For example, do you feel like a nice new computer will allow you to use it for 5 years instead of 4? If so, then the “5 year computer” is only the right choice if it’s within 25% of the 4 year computer. I mean, these are finger in the air numbers, but I like to keep it on the analytic level rather than letting my wants drive the decision.

    As for laptop + desktop, I might consider just a simple plug in of your existing peripherals (keyboard, mouse, monitor) into your laptop. Ten seconds of work and, boom, you have a desktop experience. :) And hey, dual monitors, too. That’s what I do, anyway.

    Not trying to throw water on your dreams of a new purchase, of course. You can afford it so, if you want it, go for it.

    1. Erin M. March 31, 2015 at 12:34 PM

      Thank you!

      I have a Macbook, and apparently it’s a little tricky to get the whole dual monitor thing set up (I believe it requires a thunderbolt connector). It’s a 13″ screen and I currently have a 19″ and 21″ (not huge by any means, but still larger). I’ve always been more comfortable working at a PC than a laptop, for some reason. I actually don’t mind the keyboard, but plugging in the mouse might be useful. My laptop is also not the best for gaming, sadly.

      My basic “necessities” for this computer are an i5 processor and better graphics card. Those are the two most expensive parts, and I don’t need to have the absolute best/newest, so I’m trying to stay under $200 for each.

      1. Done by Forty March 31, 2015 at 1:33 PM

        If you didn’t want to go dual monitor, even better: you can just plug in all the peripherals and close the laptop (just change the settings for what happens when you close the laptop).

        Basically, you just change which box your peripherals connect to: first it was the old PC, now it’s your existing laptop. Same monitor, same keyboard from desktop, same mouse, and then you get your “PC” experience instead of a laptop one.

        1. Done by Forty March 31, 2015 at 1:35 PM

          Oh, and if you don’t want to deal with the cords, you could try a docking station.

        2. Erin M. April 1, 2015 at 5:50 PM

          I have definitely done that in the past when I used to use my laptop for school. It’s been a while, I’m sure you can tell. I’ll have to look into what connectors I might need to buy…only bad thing about having a Macbook and then a Windows PC. =P

  5. Kayla @ Shoeaholicnomore March 31, 2015 at 12:04 PM

    Ever since I got my new computer last fall, I haven’t even used my old computer. I had to turn it on a few weeks ago to get some tax info off of it and OMG it was so slow. I can’t believe I used to think that thing was fast, haha.

    1. Erin M. March 31, 2015 at 12:28 PM

      Exactly! I thought I could deal with my computer, but after using my laptop, it seems so much slower now.

  6. Michelle March 31, 2015 at 12:15 PM

    Wow congrats! Sounds like things are going well for you.

    I definitely lose patience with technology easily. Haha sometimes I even laugh at myself after I get really crazy about it…

    1. Erin M. March 31, 2015 at 12:27 PM

      Thank you! I’m much better about it than I was in the past, but I really can’t stand it when my computer just freezes up and refuses to do anything.

  7. Tre March 31, 2015 at 4:22 PM

    Congrats on all your new opportunities! It sounds like your hard work is paying off.

  8. Melissa March 31, 2015 at 8:14 PM

    I’m so excited for your new jobs, Erin!! Can’t wait to see how Wherewithal does! I followed them on Twitter :)

    I totally get you about having a powerhouse computer. Personally, I don’t like my desktop computer, and I use my laptop for everything. It’s slowing down soooo much (and giving me weird battery notices, and not upgrading to the latest software because it’s too old…) so I’m saving up my freelance earnings to buy myself a new computer. Yeah, it may SEEM frivolous, but it’s not, especially when time is of the essence as a freelancer!

    1. Erin M. April 1, 2015 at 5:47 PM

      Thank you!!

      Ack, that is the worst. Honestly, I think I’ve seen more freelancers in the PF community mention upgrading their computer than not. Having a good, reliable piece of technology is absolutely essential when you do the majority of your work online. It sucks that they’re (for the most part) on the expensive side, but hopefully they’ll keep us going for many years to come!

  9. Kirsten April 1, 2015 at 4:59 AM

    Oh Erin! What fabulous news. So happy for you!

    1. Erin M. April 1, 2015 at 5:45 PM

      Thank you Kirsten! Hope you’ve been doing well. =)

  10. Broke Millennial April 1, 2015 at 4:02 PM

    Congrats on joining the startup world! ;) I’m excited to check out Wherewithal.

    1. Erin M. April 1, 2015 at 5:45 PM

      Thank you! I can only hope Wherewithal experiences the success Magnify Money has!

  11. Anum April 1, 2015 at 5:05 PM

    That is amazing news! Wherewithal sounds like something every millennial would (or reaaallly should) be into. I started freelancing for the same reasons that you mentioned – for more opportunitie – so it’s so great to hear that you found something that you’re absolutely passionate about! I also understand how spoiled you get from using dual monitors :P I now work on a laptop and I’ve been missing my big desk top station way more than I can admit. Anyways, congratulations on everything!

    1. Erin M. April 1, 2015 at 5:44 PM

      Thank you – glad to hear you think so! And I’m so glad I’m not the only one who prefers a desktop over a laptop. It seems like most people these days are glued to their laptop while I’m glued to my desk. =)

  12. Katelyn @ Diaries of a Wandering Lobster April 1, 2015 at 7:10 PM

    Congratulations on all the awesome opportunities! You’re going to stay a busy girl!

    I have a strong love/hate relationship with technology. And I work for a healthcare technology company!

    1. Erin M. April 3, 2015 at 3:27 AM

      Thank you! Busy is probably an understatement at this point. =)

      I’m willing to bet there’s a lot of us out there who feel that way toward technology!

  13. Mrs. Frugalwoods April 2, 2015 at 6:46 AM

    Huge congrats on your new job, Erin! That’s awesome! And, I feel like it’s definitely not too early to start talking about FinCon :). We’ll be there too, so I’m really looking forward to meeting you!

    I too love having an in-home tech consultant (Mr. FW), it really does make life easier! That’s great that your dad can get you all set up.

    1. Erin M. April 3, 2015 at 3:27 AM

      Thank you! Yay! So looking forward to getting to meet everyone I didn’t get to see last year. =)

      Yes, it does make life easier, especially when technology is often necessary to functioning (especially when working from home). I don’t know what I would have done throughout the years if my dad hadn’t been interested in computers!

  14. Kali @ XY Planning Network April 2, 2015 at 9:59 AM

    Congrats on the new position! That’s awesome and I’m excited for you :) Hope everything continues to go up and up for you. You’re rocking it.

    1. Erin M. April 3, 2015 at 3:25 AM

      Thank you, and right back at ya!

  15. Jennifer @ WanderlustWallet April 2, 2015 at 1:43 PM

    I definitely remember AIM! For a time, it was a staple program on my computer. :)

    And I’ve checked out the blog on Wherewithal, which I enjoyed reading. I will have to check out the rest of the site! Congratulations on the new job!

    1. Erin M. April 3, 2015 at 3:25 AM

      It was totally necessary 10 years ago!

      Thank you so much for stopping by and for checking Wherewithal out. I’m glad you liked the content on there!

  16. Jayson @ Monster Piggy Bank April 3, 2015 at 1:43 AM

    Congrats Erin on being a staff writer on Frugal Rules. As a matter of fact, I just read your post entitled “WHY YOU SHOULDN’T BE AFRAID TO SPEND ON RELATIONSHIPS.” I liked how explained the part on relationship are two-way street. It is indeed.

    1. Erin M. April 3, 2015 at 3:28 AM

      Thanks, Jayson! It’s an exciting opportunity for sure.

  17. brian April 6, 2015 at 12:23 PM

    Congrats on the new jobs Erin! Sounds like you are pursuing your passions, which is commendable. I look forward to following your writing here and on frugal rules!

    1. Erin M. April 10, 2015 at 5:14 PM

      Thank you for the kind words, Brian!

    1. Erin M. April 10, 2015 at 5:13 PM

      Thanks! Not going to lie, I totally did a little dance when I got the news you’d be writing there as well!


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