Being grateful 67th editionHello everyone! I hope the start of June has been going well for all of you.

I feel like I’ve been on a bit of a roller coaster since the end of May, as I’ve been working overtime trying to get ahead. I’m finally departing for NY tomorrow!

Even though this trip has been planned for a while, I just can’t believe it’s here already.

My parents came up last night and drove me back with them today. Unfortunately, the cheapest flights to NY are out of their airport – ours is a good $100 more.

We’ll be landing tomorrow afternoon. I already spoke with my grandma who sounds pretty excited, and I’m excited to see everyone and once again stuff my face full of NY pizza and bagels, yum I mean, what?

I believe I mentioned that I’m going up there to babysit my (second) cousin, who is not surprisingly turning out to be super smart (she takes after her mom) and funny (her dad). She’s a little bit under two years old and is happily conversating with people whenever she gets a chance.

The last time I saw her she was a tiny little thing, so I’m excited to get to know her.

Besides that, my other cousin is due later in June, but the baby might not wait that long. It will be pretty awesome if she gives birth while we’re up there, but we’ll see!

What I’m Being Grateful For

Let’s rewind a little since I didn’t get a chance to update last week.

Memorial Day weekend was nice. Upon getting to my parents’ house, I found out my mom was actually able to get both Sunday and Monday off, when she was originally supposed to be working. That turned out to be good since we left a little later than we had planned.

The weather was also beautiful. Our drive down was completely sunny, and the rest of the weekend was, too.

You guys will probably laugh at me, but we also ended up going for a bike ride. My mom was able to purchase a like-new used bike for Mother’s Day after wanting one for months, and her neighbors let us borrow their bikes.

I seriously thought I was going to fall off at first. It’s been years (like, a decade) since I’ve been on a bike, and I’m not the most stable person even when I’m walking.

Thankfully the saying, “You never forget how to ride a bike” was true in my case. I’m happy say I didn’t fall, and I was grateful for the experience. I felt like a kid gliding along the road again.

I would love to get a bike, but being on the third floor apartment makes it a little odd. There are bike racks in front of the apartments, but we aren’t facing them, and I just don’t trust people after what happened to my car.

For now, I can have fun riding around my parents’ community.

So an interesting thing happened when we paid our electric bill last month. We didn’t owe anything – we had a credit instead. The deposit we had initially put down was credited back to us. It was $100 – so that should hopefully cover part of next month’s payment as well! Very grateful for that little surprise.

This is another silly one, but if you remember, I got a new computer last month. Unfortunately (forgive me for my lack of comprehension here), my new graphics card didn’t have the appropriate output for my monitor, since my monitor is pretty old.

My dad happened to have a cable for it, so he hooked it up yesterday, and what a difference. I don’t know if there’s such a thing as a “screen snob” but I would be one. I love it when text on a monitor is super crisp and clear, and mine was previously blurry to the point of inducing headaches (not good, I know). So glad that’s fixed!

Lastly, I’m grateful for homemade waffles. As if I haven’t raved about these enough…since we got home late, I suggested breakfast for dinner! They were great.

Posts Around the Web

Young Adult Money: I talked about how credit card hacking can make travel possible. Honestly, I always thought vacations were out of my reach, especially with student loan debt. I’ve never been overseas, and the only place out of the country I’ve been is Niagara Falls, so growing up, I thought vacations were super expensive. I’m so glad I discovered credit card hacking – travel is definitely possible now. I got a free flight out of it already!

Wherewithal: I covered how to avoid spending temptations this week. It’s something most of us have dealt with at some point or another! I know I have. Those that have been reading for a while might remember I used to have a little obsession with buying makeup and beauty products. This post goes over exactly how I stopped.

Frugal Rules: I had another post on financial mistakes you should avoid in your 20s. I know people always say your 20s is a time to learn, and it is, but honestly, the quicker you learn, the faster you can make progress. If you get off to a good financial start in your 20s, you’ll be way ahead by the time you’re 35-45, which should mean good things for your retirement!

A Little Announcement

Another thing I’m grateful for this week is Wherewithal’s relaunch. Our amazing team has been hard at work putting together a new site that better reflects what we’re about, and I think they did an excellent job.

In case you haven’t heard, we’ll be making an appearance at FinCon’s FinTech Startup Competition…plus, we have a little something in the pipeline that’s coming soon, so I hope you stay tuned for that!

If you have any feedback on the site, please let me know! I’d love to hear it.

What have you been grateful for this past week? Any plans for the weekend? Are you picky about your monitor?



  1. Ali @ Anything You Want June 5, 2015 at 2:32 AM

    I’m grateful that starting my blog has lead me to explore so many great personal finance blogs – like yours!

    1. Erin M. June 5, 2015 at 6:18 AM

      Aw, thank you, and congrats on beginning to blog!

  2. Kirsten June 5, 2015 at 3:33 AM

    i know this is a gratefulness posts but I’m suddenly jealous of your new computer. My laptop is totally dead. We have a Mac desktop but that is not convenient with kids running around. I need to be portable!

    Love the electricity bill surprise!!

    1. Erin M. June 5, 2015 at 6:19 AM

      Oh no =(. Computer problems are the worst, seriously. But don’t be too jealous – I went months with a computer that froze at every opportunity. If anything you can always get a Chromebook. They’re relatively affordable for basic needs and I’ve heard other bloggers say they work well for them.

  3. Petrish @ Debt Free Martini June 5, 2015 at 6:21 AM

    I always enjoy your being grateful posts. Me and my daughter have made it a tradition to ride our bikes on Sundays and it is so much fun. It never gets old and you always feel 20 years younger while doing. Good luck with the relaunched site. I checked it out and I’m impressed.

    1. Erin M. June 5, 2015 at 6:23 AM

      Glad you enjoy them! Going for a bike ride with family is so nice. We used to, a long time ago, so it was fun to ride with my mom again. Though I felt really silly given that she was better than me!

      Thank you!

  4. Andrew@LivingRichCheaply June 5, 2015 at 8:51 AM

    Cool of you to be babysitting…and great that she likes to talk. My son is about the same age but only says “mama” and “no!” He’s very active though…have fun babysitting! I’m grateful for taking a week off and going to Florida, it was nice to get away.

    1. Erin M. June 5, 2015 at 12:38 PM

      Yes, I have heard she’s very active already! Thankfully I’ll have my mom there as backup, but I’m sure she’ll keep us busy. Glad you got to enjoy FL – it’s pretty cold up here still, so I’m sure the warmer weather was nice.

  5. Tonya@Budget and the Beach June 5, 2015 at 9:18 AM

    Glad to hear you had such a nice weekend! I’m grateful to be finishing up a bunch of projects and for working coming in!

    1. Erin M. June 5, 2015 at 12:39 PM

      I saw that! So happy for you – you definitely deserve a little breathing room where work is concerned. =)

  6. Niomi@Financially Confident June 5, 2015 at 4:17 PM

    Heading on over to read your travel article on YAM. I’ve never traveled internationally and I’m super interested in getting into credit card hacking so that I can finally get overseas.

    Really enjoy your grateful series–reminds me to be more appreciative of life!

    1. Erin M. June 7, 2015 at 1:19 AM

      Thank you, I’m so glad you enjoy it! And I hear you on traveling internationally. I’d love to make more travel plans for next year, and that won’t be possible without credit card hacking.

  7. Chela @SmashOdyssey June 6, 2015 at 4:41 PM

    Have so much fun with your cousin! My nephew I’m living with is just over 2, and is super talkative as well. It’s a great age!

    1. Erin M. June 7, 2015 at 1:19 AM

      It’s funny as I always hear about the “terrible twos,” but from what my relatives have told me, she tries to be helpful and is really sweet, so we’ll see!

    1. Erin M. June 7, 2015 at 1:17 AM

      I’m just in NY – not London, although I’d love to get over to Europe someday. I start babysitting on Monday and they’re coming down tomorrow, so I’ll have to provide an update next week!

  8. Shannon @ Financially Blonde June 8, 2015 at 8:30 AM

    Are you staying out on the Island this trip or making an trips into the city? If you are coming into the city, let me know! I would love to grab coffee or something. I am grateful for my goddaughter who just had her first dance recital this past weekend and nailed it! So proud of her!

    1. Erin M. June 8, 2015 at 2:51 PM

      I am on the island for most of the time – headed into Queens this Saturday. Unfortunately, I don’t have a car, but I’m trying to see what I else I can schedule in over the weekend once I’m free from babysitting!

      Aw, that sounds adorable. Dancing is not easy!

  9. Natalie @ Financegirl June 8, 2015 at 9:26 AM

    Can’t wait to see more about the new site! Sounds like you’ve had a great month. I just got over the flu, so I am just grateful to be healthy!

    1. Erin M. June 8, 2015 at 2:49 PM

      Aw, I’m glad you’re feeling better now! Being sick is the worst. My allergies have made a comeback in NY so I’m going through the cycle all over. Ack!

  10. Done by Forty June 8, 2015 at 11:47 AM

    Slick video there at wherewithal…I’m a sucker for good animation. Is that flash?

    You’ll have to share your favorite places for pizza in NY. I want to head back there and there are simply too many pizza places to just take a shot in the dark. :)

    1. Erin M. June 8, 2015 at 2:49 PM

      Thanks! I honestly wouldn’t know – I wasn’t involved with the making of it, but it is pretty cute. =)

      Oh gosh, well I have a few favorites on Long Island, but the pizza I’ve had in NYC left something to be desired (and was many years ago).

  11. Kevin Shryock June 25, 2015 at 2:37 PM

    Hey Erin, just found you from a link on your Young Adult Money article. Glad to join as a subscriber!

    1. Erin M. June 27, 2015 at 1:19 PM

      Thanks Kevin – glad to have another reader!

  12. Jacob October 26, 2015 at 1:04 PM

    Love reading these articles where you talk about being grateful. It’s always so easy to focus on the little things that go wrong, and miss all the great things happening in life.
    I also really wish we could spend more time riding bikes. It’s a great way to exercise and enjoy nature. Here in Texas many of the roads don’t even have sidewalks… Crazy.

    1. Erin M. October 26, 2015 at 9:12 PM

      Thanks Jacob! I’ve definitely had that problem in the past where I focus too much on everything going wrong.

      It’s hit or miss by us with sidewalks, too – especially in the more rural areas. Bikers go through anyway (even though they cause a bit of traffic), but I’d be terrified!


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