Value-based spending has so many advantages, both for people who have trouble controlling their spending and those who are super frugal. Here's why.

Value-based spending has so many advantages, both for people who have trouble controlling their spending and those who are super frugal. Here's why.It’s interesting how my views on money have evolved since starting this blog.

I’ll admit that I used to be very heavily on the “frugality/cut all the expenses” bandwagon. I hopped the fence between being cheap and frugal quite a few times.

At times, my relationship with money was so bad, I felt like I needed to hoard it all. I was super protective of my bank account, which proved to be detrimental in a lot of ways.

Why? Because I was saving my money out of fear, and fear is a powerful motivator when it comes to money.

Fear of ending up destitute can motivate us to save.

Fear of missing out can cause us to go into debt.

Fear of losing our life savings can keep us out of the stock or real estate market.

Ultimately, acting out of fear isn’t healthy. In my case, I was letting money control me.

Continue Reading "How Value-Based Spending Improved My Relationship With Money"
After months of no longer budgeting, how do our finances look? You might be surprised to find that budgets aren't necessary for everyone.

Hello everyone! I know I mentioned talking about topics other than money in my update on Monday, but I do feel like I owe you all a little financial update. I had previously been posting my monthly budget for quite some time, and I made the conscious decision to stop. I also made the not-so-conscious decision to stop budgeting. *Cue brakes squealing* I promise, I didn’t fall off the personal finance bandwagon or anything. I’ll admit I got a little too busy to keep updating…Continue Reading “Financial Update: Why I’m No Longer Budgeting”