There are a lot of pros and cons to homeownership that people don't think about before buying. A house is a huge purchase - don't make it blindly.

The Pros & Cons of Owning a House (From a Renter’s Perspective)

There are a lot of pros and cons to homeownership that people don't think about before buying. A house is a huge purchase - don't make it blindly.Owning a house as a primary residence has never, ever been part of my plans.

I’ve been perfectly fine with the idea of renting ever since I moved out of my parent’s house.

However, my boyfriend owns a house (he purchased it before we were dating), and I moved in with him after I left Texas since it made the most sense all-around.

A number of months have passed, so I figured now would be a good time to sum up the pros and cons of “owning” a house…from the perspective of someone who would rather be renting.

(So no, I don’t technically own the house, but I do pay rent, and I have purchased/split the cost of furniture and whatnot. My boyfriend insists it’s “our” house, so there you go.)

I find that a lot of people make it their “plan” to become a homeowner after settling down because it’s part of the classic American dream. It’s what we’ve been told and taught to do after graduating and getting full-time jobs.

However, I don’t think it’s a good idea to do something “just because” it’s what everyone else has been doing for years. I always challenge the status quo – especially when it comes to huge purchases – because I want to stick to my values, not society’s values.

My thoughts? I firmly believe a house isn’t an investment, unless, of course, you buy it with the goal of making it a rental property.

A house is also likely the biggest purchase you’ll ever make. Why go into that purchase blindly?

Here are some of my unconventional thoughts on the subject (in slight rant form) to hopefully shed some light on homeownership for those who are thinking about it.

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If we don't have anything to be grateful for, then what do we have? Here's a list of things we tend to take for granted that we should be grateful for.

Being Grateful: Because What Else do we Have?

If we don't have anything to be grateful for, then what do we have? Here's a list of things we tend to take for granted that we should be grateful for.The last few weeks have been emotionally trying for a lot of people.

I couldn’t help but think that now is a pretty good time to reflect on what we have to be grateful for.

We’ve got Thanksgiving around the corner in the US, and I believe gratitude can help us overcome all the negativity going on right now.

Some might think it’s a trivial exercise in the face of bigger issues at hand, but if we can’t be grateful, what else do we have?

I’ve been through a lot of dark times in my life, but thinking back, I always had things I could be grateful for.

Unfortunately, when you’re going about your day-to-day, you tend to take the simple things for granted. We place more emphasis on the negative than the positive.

It’s time to change that. I hope you’ll join me in thinking about everything you have to be grateful for, despite the odds many of us are facing.

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Value-based spending has so many advantages, both for people who have trouble controlling their spending and those who are super frugal. Here's why.

How Value-Based Spending Improved My Relationship With Money

Value-based spending has so many advantages, both for people who have trouble controlling their spending and those who are super frugal. Here's why.It’s interesting how my views on money have evolved since starting this blog.

I’ll admit that I used to be very heavily on the “frugality/cut all the expenses” bandwagon. I hopped the fence between being cheap and frugal quite a few times.

At times, my relationship with money was so bad, I felt like I needed to hoard it all. I was super protective of my bank account, which proved to be detrimental in a lot of ways.

Why? Because I was saving my money out of fear, and fear is a powerful motivator when it comes to money.

Fear of ending up destitute can motivate us to save.

Fear of missing out can cause us to go into debt.

Fear of losing our life savings can keep us out of the stock or real estate market.

Ultimately, acting out of fear isn’t healthy. In my case, I was letting money control me.

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